UOB Lender features a number of personalized banking companies created to meet the economic requirements of people. Beneath is an intensive overview to assist you to realize The true secret elements and choices.
Kinds of Accounts
Price savings Account: This account enables you to get monetary savings even though earning fascination.
Capabilities: Easy accessibility, fascination earnings, nominal costs.
Added benefits: Safe and sound place for your money, possible development via interest.
Current Account: Perfect for each day transactions and controlling bills.
Functions: Checkbook facility, overdraft protection.
Benefits: Effortless for normal payments and withdrawals.
Mounted Deposit Account: For all those looking to earn bigger fascination prices over a set time period.
Features: Fastened term deposits, bigger curiosity rates as compared to personal savings accounts.
Benefits: Safe expense solution with predictable returns.
Loans
Particular Financial loans: Unsecured loans that could be used for several functions like education and learning or house renovation.
Sorts:
Installment Financial loans
Credit score Traces
Gains: Flexible repayment phrases, aggressive desire prices.
Property Financial loans: Personalized options for obtaining property or refinancing existing mortgages.
Sorts:
Fastened Level House Personal loan
Floating Price Residence Bank loan
Gains: Different ideas to fit specific requirements, attractive costs.
Bank cards
UOB offers a range of bank cards catering to distinctive existence and expending patterns:
Benefits Playing cards: Receive factors on each and every obtain which can be redeemed for items or vacation miles.
Cashback Playing cards: Get income rebates on each day paying including groceries and dining out.
Vacation Playing cards: Exclusive Added benefits like air miles accumulation and journey coverage coverage.
Investment decision Solutions
For individuals serious about rising their wealth through investments:
Device Trusts * check here Diversified portfolio managed by pros. * Ideal for long-expression growth targets.
Structured Deposits * Combines the options of classic deposits with expense products and solutions. * Perhaps larger returns but with a few chance involved.
Insurance plan Items
To shield your self and Your loved ones towards unexpected occasions:
Everyday living Insurance coverage * Delivers monetary safety in the event of Dying or vital ailment. * May serve as a financial savings tool with regards to the plan picked out.
Well being Insurance policies * Covers healthcare bills which include hospitalization prices. * Important for mitigating high Health care prices.
Electronic Banking Services
Convenience at your fingertips via digital platforms:
Internet Banking
Enables you to regulate your funds on-line:
See account balances and transaction history
Transfer resources concerning accounts or fork out costs
Make an application for new merchandise (loans/bank cards)
Cellular Banking
Banking on-the-go by way of mobile applications:
Speedy harmony checks
Cellular payment alternatives (QR code payments)
Notifications & alerts about account action
With these complete choices, UOB aims to supply personalized banking methods that cater specially to individual requirements even though making certain usefulness and protection in all transactions.